This policy limits settlement for lumbar disc injuries to our client, caused by a wreck in Coppell, TX was $60,425.18. Relief was achieved with injections.

A young woman was injured in an auto accident in Coppell, TX while traveling northbound at the 300 block of Denton Tap Rd. She brought her car to a stop to wait for someone making a legal U-Turn as did the driver in front of her. However, the at-fault party was not paying attention and failed to control their speed. As a result the distracted driver rear-ended our client’s car, and this in turn forced her to rear-end the automobile in front of her.

Comments from Attorney Shane Mullen: Our client, who had no prior personal injury claims, had manageable neck and back pain prior to the wreck that then became aggravated. It wasn’t surprising that her pain was made much worse by the auto collision.

The liability carrier attempted to argue the impact was “minor” because our client’s vehicle had relatively moderate damage. They attempted to ignore the fact their own insured’s automobile sustained significant damage.

The client had been off work for two months when she hired us and did not have the financial resources to get the medical attention she needed. We were able to refer her to doctors who agreed to delay billing her for services until the conclusion of her accident injury case which allowed her to obtain necessary therapy, medical imaging, and pain management.

Our client underwent an MRI of her lumbar spine based on her persistent and consistent complaints of bilateral leg pain. The MRI revealed a posterior annular tear and 3 mm disc herniation at L4-5. She eventually obtained significant relief from bilateral lumbar facet injections at L3-4, L4-5, and L5-S1.

We submitted a demand letter to Allstate and they offered full liability policy limits. After receiving permission from GEICO to accept the liability policy limits offer, GEICO eventually offered to tender the full underinsured motorist policy limits.

Remember: If you will be presenting an uninsured/underinsured motorist claim (commonly referred to as UM/UIM) you must get written permission from your automobile insurance carrier to accept the liability carrier’s offer to resolve your car wreck case.  Failure to do so will destroy your right to collect damages under the UM/UIM portion of your policy.

Your automobile insurance company will likely perform an asset search to determine the at-fault driver does not have additional assets to attach to and will usually provide you written permission to accept the liability offer if attachable assets are not located. You will have an increased likelihood of recovering damages under your own automobile insurance policy if you obtain policy limits (or very close to policy limits) from the liability carrier.

Mullen & Mullen‘s attorneys are committed to getting cases resolved for our clients as quickly as possible. In this particular case we submitted the liability demand and underinsured motorist demand at the same time, so that the client’s case would not be unnecessarily delayed.

The settlement for this claim involving a minor lumbar spinal injury as a result of an auto accident in Coppell, TX was $60,425.18. Attorney fees were $14,597.01. Case expenses were $653.39. After paying medical providers, the client’s net recovery was $14,597.02. This is an outstanding result for undergoing lumbar facet injections.

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