Mullen & Mullen Law Firm

How Do You Know if Bad Faith Insurance Has Been Committed?

Make no mistake about it – insurers like to behave badly to get your money. Learn what to do if you suspect foul play.

Unfortunately – and this is the reality – Texas law favors insurance companies.

And not you.

And would you believe you have it comparatively good here in Texas? Over the years, the insurance industry has lobbied to ensure no federal agency oversees their industry’s actions. The authority currently only comes from the state level.

What Does “Bad Faith” Mean?

“Bad faith” is a technical legal term that simply means an insurance company denies or minimizes your claim with no reasonable basis. However, they can attempt to get away with this by claiming it was a mistake in their assessment process.

There is a counter to their deviousness, though. Texas is one state that allows you to seek punitive damages in “bad faith” insurance cases. That provides a financial incentive for insurance companies not to engage in bad behavior.

What Actions May Constitute “Bad Faith?”

“Bad faith” isn’t simple or straightforward. It’s hard to prove in court. However, if you experience any of the following, you may have experienced “bad faith” actions from the insurance company:

There’s a much longer list of actions that quality as “bad faith.” Basically, if you’re suspicious of the way your case is going, contact a Dallas personal injury lawyer.

They offer free consultations, so you risk nothing finding out if your insurer is acting in “bad faith.”