$30,000.00 gross recovery for non-objective injuries in auto accident in Arlington, TX. Fantastic settlement by attorney at policy limit for client with no health insurance.

A Mullen & Mullen client was injured in a car wreck that occurred in Arlington, TX. The at-fault driver failed to control her speed, failed to timely apply her brakes, and rear-ended our client’s motor vehicle. Our firm determined the at-fault driver did not have liability insurance and quickly moved to set-up an uninsured motorist (UM) claim with our client’s insurance carrier. This is referred to as a “first-party” claim.

Remember: Countless uninsured and/or underinsured motorists roam the Texas roadways each and every day. Our personal injury law firm highly recommends that you carry UM/UIM (Uninsured/Underinsured) protection on your automobile policy in case you are involved in a motor vehicle accident with an uninsured or underinsured motorist.

Our client did not have health insurance that would allow him to receive treatment for the injuries he sustained in the car wreck so we quickly assisted him in securing the medical attention he needed and deserved. The client was able to receive physical therapy, multiple MRIs, durable medical equipment, prescription drugs, a nerve conduction study, a functional capacity examination, and pain management all at no up-front cost. Our client was eventually diagnosed with cervical and lumbar facet dysfunction. The pain management doctor performed facet injections at multiple levels to help alleviate the client’s symptoms.

Senior Associate Attorney Joseph Morrison sent our client’s insurance carrier a settlement proposal when his treatment had concluded. Policy limits were offered without negotiation.

Comment From Joseph: ¬†Unfortunately, many of our client’s do not have health insurance. When an accident happens and they are injured they don’t have the financial means to get the treatment they desperately need. Our Dallas injury law firm was able to help this client secure the services of several specialists to help him recover from his injuries. Even though the results of the lumbar MRI were normal we pointed out the findings of his pain management doctor in demanding the payment of full policy limits.

Remember: Your own insurance company, unlike the carrier for the at-fault party, owes you duties of good faith and fair dealing. Our client paid his automobile insurance carrier a premium every month to be protected in the event he was involved in a car wreck with an uninsured or underinsured motorist. When he was forced to utilize his own insurance we argued the carrier’s duties of good faith and fair dealing, which left little doubt full policy limits should be tendered.

The $30,000 gross settlement for this non-objective injury claim that resulted from an auto accident in Arlington, TX was the policy limit. Attorney fees were $7,500.00. Case expenses were $143.95. After paying medical providers, the client’s net recovery was $7,500.00 and he received the medical attention necessary to recover from the injuries he sustained.